MAKE HOME COMFORT EARTH,BUDGET, AND
FAMILY-FRIENDLY WITH

GEOTHERMAL

HEATING AND COOLING.

Deciding on a heating and cooling system is really about wrapping your family in comfort. But if you’re also looking to embrace sustainability and enjoy long-term savings, a geothermal heating and cooling system could be your best match. Diving into the details about geothermal can help you decide if it aligns with your family’s needs. And if you just need straightforward answers without the deep dive, call us, and we’ll gladly answer all your questions.

What’s the Cost savings?

Investing in a geothermal system could really pay off compared to traditional heating and cooling methods. Our handy WaterFurnace® savings calculator lets you quickly see what you might save based on where you live and the size of your home. Take a moment to explore your potential savings. It could be the first step towards a great return on your investment.

WHAT IS GEOTHERMAL HEATING AND COOLING?

Geothermal energy is a highly efficient, renewable resource used for heating and cooling homes by harnessing the underground temperatures of the Earth. Almost half of the sun’s energy turns into heat absorbed by the earth when it reaches our planet’s surface. Despite the dramatic swings in temperature we often experience here in Central Indiana, just a few feet below ground, the earth remains surprisingly stable, hovering between 50 and 60 degrees Fahrenheit year-round. This consistent underground temperature is the key to how geothermal systems work. By leveraging this stable source of heat and energy with a geothermal comfort system, you can reduce reliance on traditional, less efficient methods like gas furnaces or air conditioning units.

The Basics of Geothermal Energy

Geothermal energy refers to heat stored beneath the Earth’s surface. This heat originates from the Earth’s core and is naturally replenished by the planet’s geological processes. Unlike traditional energy sources that rely on burning fossil fuels, geothermal energy is sustainable and generates no direct emissions, making it an environmentally friendly solution for heating and cooling needs.

Geothermal heat pumps (GHPs) leverage this stored heat by using a network of underground pipes (called ground loops) to either extract heat from the ground or dissipate excess heat back into the earth. The system’s ability to use this stable, renewable energy source allows it to operate with a significantly higher efficiency than conventional HVAC systems, reducing both energy consumption and greenhouse gas emissions.

Geothermal heating and cooling isn’t just an energy-efficient approach—it’s also an environmentally friendly one. By using geothermal, you’ll depend less on traditional, more costly methods of heating and cooling, easing both your budget and your impact on the planet.

WHY CHOOSE GEOTHERMAL HEATING AND COOLING
comparing benefits

When comparing geothermal systems to traditional heating and cooling systems, several differences emerge in efficiency, cost, maintenance, environmental impact, and comfort. Understanding these distinctions can help homeowners make informed decisions about their heating and cooling needs.

Energy Efficiency

One of the most significant advantages of geothermal systems over traditional HVAC systems is their energy efficiency. Geothermal systems use the earth’s stable underground temperatures to heat and cool homes, allowing them to achieve much higher efficiency levels. A geothermal heat pump can reach efficiency ratings of up to 400-500% (meaning it provides 4 to 5 units of heating or cooling for every unit of electricity used). In contrast, traditional HVAC systems, such as gas furnaces and air-source heat pumps, typically operate at 80-100% efficiency, which means they consume more energy to generate heat or cooling.

This high efficiency translates into significant energy savings over time. On average, geothermal systems can reduce heating and cooling bills by 30-70% compared to conventional systems, especially in regions with extreme temperature variations​.

Upfront and Long-Term Costs

While geothermal systems are highly efficient, their initial installation cost is typically higher than that of traditional HVAC systems. Installing a geothermal system can range between $20,000 to $30,000, depending on the property and the type of ground loop system. In contrast, traditional HVAC systems, such as central air conditioners or furnaces, generally cost between $3,000 and $10,000.

However, the long-term savings offered by geothermal systems can offset these upfront costs. Since geothermal systems consume less energy, homeowners often recoup their investment within 5 to 10 years through reduced energy bills. Additionally, geothermal systems tend to have longer lifespans, with ground loops lasting over 50 years and indoor components lasting around 25 years. Traditional HVAC systems usually last around 15-20 years before needing replacement, leading to more frequent upgrade costs​.

Maintenance and Reliability

Traditional HVAC systems, such as propane tanks, window air conditioning units, and outdoor AC condensers, often occupy yard space and can be noisy. These external components are exposed to weather conditions and susceptible to wear from the elements, requiring regular maintenance and repairs. Over time, these issues can lead to higher costs for upkeep and replacements, especially when damaged by environmental factors or external interference.

Geothermal systems offer a more streamlined solution, with their components primarily housed out of sight. The underground loops are buried below the surface, and the geothermal heat pump is installed inside the home, often in a basement or garage. This design protects the system from outdoor exposure, reducing the need for frequent maintenance and minimizing the impact of weather conditions.

Environmental Impact

Geothermal systems are known for their environmental benefits. Geothermal systems produce no direct emissions because they transfer heat from the earth rather than generating it by burning fossil fuels. The lack of emissions makes them a cleaner alternative to traditional HVAC systems, which rely on fossil fuels such as natural gas or oil and emit greenhouse gases.

In terms of carbon footprint, geothermal systems can reduce a home’s emissions by up to 50% compared to traditional systems. This significant reduction helps combat climate change and reduces the homeowner’s dependence on non-renewable energy sources​.

Comfort and Noise Levels

Geothermal systems provide superior comfort by maintaining consistent indoor temperatures and humidity levels. They use a water-based system to heat and cool air, which allows for a more even distribution of temperatures throughout the home. Additionally, geothermal systems operate more quietly than traditional systems. Traditional HVAC systems, especially older models, tend to have more temperature fluctuations and can be noisier due to outdoor compressors and fans. This noise can be disruptive, particularly in homes with outdoor units located near living spaces.

HOW GEOTHERMAL HEAT PUMPS WORK
WaterFurnace Heat Pump

Geothermal heat pumps (GHPs) are a highly efficient and environmentally friendly way to heat and cool buildings by leveraging the earth’s stable underground temperatures. This technology works by transferring heat between a building and the ground, using the earth as a heat source in winter and a heat sink in summer. Here’s a breakdown of how geothermal heat pumps work.

Basic Components of a Geothermal System

A geothermal heat pump system consists of three main components: the heat pump itself, the ground loop system, and the distribution system inside the home.

The heat pump is located indoors, typically in a basement or mechanical room. It manages the transfer of heat between the home and the ground loops.

The ground loop system is a network of pipes buried underground. This system is where the heat exchange with the earth takes place. Pipes filled with a fluid, usually water or an antifreeze solution, circulate through the loops to absorb or release heat.

The distribution system delivers the heated or cooled air inside the home, just like traditional HVAC systems, through ducts or radiant heating systems.

Heat Transfer Process: Heating Mode

During the winter, geothermal heat pumps extract heat from the earth to warm a home. Even when outdoor temperatures are freezing, the temperature a few feet underground remains relatively constant, usually between 50°F and 60°F. Here’s how the process works:

The fluid in the underground loop absorbs the heat stored in the earth.

The warmed fluid gets pumped back into the heat pump inside the home.

Inside the heat pump, a compressor increases the temperature of the absorbed heat, making it suitable for indoor heating.

The heat is distributed through the home’s ductwork or radiant floor system.

The now-cooled fluid circulates back into the ground loop, which absorbs more heat and continues the cycle.

This process is highly efficient since the heat is being transferred rather than generated. For every unit of electricity used, a geothermal system can produce up to four or five units of heat, making it 400-500% efficient compared to traditional heating systems, which operate at around 80-100% efficiency.

Cooling Mode

In the summer, geothermal heat pumps work in reverse, removing heat from inside the home and transferring it into the ground, effectively cooling the building. The process works as follows:

The heat pump extracts heat from the indoor air and transfers it to the fluid circulating in the ground loops.

This fluid carries the heat to the earth and disperses into the cooler ground.

The cooled fluid returns to the heat pump, distributing the cooled air throughout the home.

This cooling process is also more energy-efficient than traditional air conditioners, as the ground remains cooler than the air during the summer, making heat dissipation easier.

Types of Ground Loops

Several types of ground loop systems can be used in geothermal heat pumps, depending on the land available and the property’s specific needs. Each loop type works on the same principle of heat exchange with the earth but may vary in installation cost and space requirements.

Heat Pump Operation

The heart of the system, the heat pump, uses a refrigerant cycle to move heat in and out of the home. In the heating mode, the refrigerant absorbs heat from the ground loop, compresses it to increase its temperature, and releases it into the home’s distribution system. In cooling mode, the refrigerant absorbs heat from the indoor air and releases it into the ground loop, effectively cooling the building.

GEOTHERMAL LOOP DESIGNS: WHAT YOU NEED TO KNOW

Geothermal loop design is crucial to geothermal heating and cooling systems, determining their efficiency, longevity, and cost-effectiveness. While geothermal systems rely on the stable temperatures found underground, the specific design of the loop system varies depending on factors like land availability, climate, and installation costs. The different types of geothermal loops—each with its own installation requirements and benefits—are selected based on the property’s needs and the system’s overall energy efficiency goals.

Key Factors Influencing Geothermal Loop Design

Several factors must be considered when designing a geothermal loop system to ensure it operates efficiently and effectively:

1. Soil Composition and Conductivity: The type of soil and its ability to transfer heat—referred to as thermal conductivity—significantly affect the loop’s performance. Soils with high moisture content or clay generally have better thermal conductivity, allowing for more efficient heat exchange. In contrast, dry or sandy soils may require longer loops or deeper installations to achieve the same efficiency.

2. Land Availability: The available space on the property plays a significant role in determining whether a horizontal, vertical, or pond loop is the best choice. Horizontal loops require more land, while vertical loops are better suited to areas with limited space.

3. Climate Conditions: The local climate can also influence loop design. In regions with extreme temperature variations, deeper vertical loops may be more efficient, as they can access more stable temperatures. Additionally, some systems may require auxiliary heating or cooling in areas with particularly harsh winters or hot summers.

4. Water Availability: For open-loop systems, groundwater availability and quality are critical. Water must be abundant and clean for the system to operate effectively, as impurities can clog or damage the system over time. However, closed-loop systems, which recirculate the same fluid in a closed circuit, are less dependent on water availability.

HOW TO SAVE ON GEOTHERMAL HEATING AND COOLING
Tax Credit Extended

Investing in a geothermal heating and cooling system can provide long-term savings on energy bills and reduce your carbon footprint, but the initial installation costs can be high. There are several strategies homeowners can use to save on a geothermal system, making it more affordable and increasing the return on investment.

Optimize the Design for Efficiency

The geothermal system’s size and design can significantly impact its cost and efficiency. It’s essential to have a professional conduct a thorough assessment of your home’s heating and cooling needs to avoid overpaying. Installing a system that is too large for your home will unnecessarily increase costs, while one that’s too small won’t provide adequate heating and cooling.

Additionally, the design of the geothermal loop system plays a role in cost management. There are different types of loops, including horizontal, vertical, and pond/lake loops. Horizontal loop systems tend to be less expensive than vertical loops, as they require less drilling. If you have enough land, opting for a horizontal system can help lower installation costs.

Don’t Discount Long-Term Savings

While geothermal systems come with higher upfront costs, the long-term savings make them a financially sound investment. A well-installed geothermal system can reduce heating and cooling costs by up to 70%, with payback periods typically ranging from 5 to 10 years, depending on energy prices and system efficiency. By planning for these long-term savings and understanding the system’s durability (which can last up to 50 years for the ground loops), homeowners can justify the initial investment more easily.

Seek Financing Options

Some home improvement loans and energy-efficient mortgages (EEMs) can be used to finance the cost of a geothermal system. EEMs are designed specifically to help homeowners invest in energy-efficient upgrades and can provide favorable terms for those installing geothermal systems.

Take Advantage of Tax Credits and Rebates

One of the most effective ways to reduce the cost of a geothermal system is by utilizing available federal, state, and local tax credits. The federal government offers substantial tax incentives that allow homeowners to deduct a percentage of the cost of installing a geothermal system from their federal taxes. This tax credit was recently extended and covers up to 30% of the installation costs.

In addition to federal tax credits, many states and local utilities offer rebates and incentives for renewable energy installations, including geothermal systems. Some utility companies provide rebates based on the system’s efficiency or the size of the installation, which can significantly reduce the upfront cost. Checking local and state energy programs before installation can reveal available savings opportunities.

GEOTHERMAL INSTALLATION: WHAT TO EXPECT

We can’t speak for anyone else, but at Precision Comfort Systems, we’re all about clarity and quality in our approach. Your geothermal system installation is not just another job to us—it’s a craft. Handled by our certified geothermal experts, our process is as smooth as it is swift, with the least possible disruptions. That said, installing a geothermal heating and cooling system is pretty straightforward, but it is very different from installing a traditional HVAC system. If you’re considering making the switch, here’s what you can expect from the process.

1. The first step is a consultation and site evaluation. A geothermal specialist will visit your home to assess the space, your heating and cooling needs, and the layout of your property. They’ll help determine where the system’s underground components will go and discuss the overall process. This step is crucial because it ensures the design of your system fits your home and operates efficiently.

2. Once the plan is set, the installation process begins with drilling or excavation to install the system’s underground pipes, known as the ground loop. Installers bury these pipes below the surface to connect your home and the Earth’s steady underground temperature. The installation team will work carefully to minimize disruption to your yard. Once the ground loop is in place, installers will restore your yard to its original condition as closely as possible. 

3. Inside your home, the geothermal heat pump unit will typically go in the same area as your previous HVAC system equipment. The geothermal heat pump transfers heat between your home and the ground. The system connects the heat pump to the ground loop through insulated pipes, allowing the transfer of energy seamlessly. This part of the installation is generally quick and easy, especially when compared to installing traditional HVAC systems. 

4. Once everything is in place, thorough system testing ensures everything is operating smoothly. Your installers will walk you through how the system works and provide any necessary instructions for operation and maintenance. Geothermal systems are known for being low-maintenance, but installers will likely recommend scheduling routine checkups to ensure everything continues to run efficiently over the years. Like any important part of your home, it thrives with a bit of care and attention. Think of a geothermal maintenance visit as a wellness check for your home’s critical climate control.

While the geothermal installation process requires more initial work than setting up a standard HVAC unit, it’s a one-time project that brings long-lasting benefits. With your geothermal system in place, you’ll enjoy comfortable temperatures year-round while saving money on energy costs and reducing your environmental impact. With the system’s long lifespan and minimal upkeep, it’s a wise investment for your home’s comfort and value.

GEOTHERMAL MAINTENANCE

Geothermal heating and cooling systems are growing in popularity due to their efficiency and eco-friendliness, but many homeowners are unaware of the intricacies involved in maintaining them. While geothermal systems are known for requiring less maintenance compared to traditional HVAC systems, it’s important to understand what regular upkeep looks like and why it’s critical for performance and longevity.

Geothermal systems require specialized components like ground loops, heat exchangers, and pumps. These components are generally long-lasting, with ground loops often designed to last up to 50 years. However, that doesn’t mean geothermal systems are maintenance-free.

A key aspect of owning a geothermal system is recognizing its complexity. These systems require more understanding than conventional HVAC setups, primarily due to their underground components and unique way of managing energy. For example, monitoring the health of the fluid inside the loop system, checking for leaks, and ensuring efficient heat transfer are critical. Without proper care, even a high-efficiency geothermal system can experience performance issues that lead to costly repairs or decreased energy savings.

One of the primary concerns for homeowners is maintaining optimal efficiency over time. Though geothermal systems are highly efficient from the start, neglecting regular inspections can lead to decreased efficiency. Components like the heat pump or the loop fluid, if not properly maintained, can result in the system working harder than necessary, reducing efficiency and increasing energy bills. Routine maintenance is essential to keep the system operating as intended.

It’s also important to understand that geothermal systems have different types of loops—closed or open—that may require distinct maintenance approaches. Open-loop systems, which use water from a nearby source like a well or lake, are particularly vulnerable to mineral buildup or clogging, making regular water quality checks necessary. On the other hand, closed-loop systems, which are more common, require fluid level and pressure monitoring to ensure efficient heat exchange. Regularly inspecting these systems helps prevent breakdowns and ensures long-term performance.

For homeowners new to geothermal systems, it’s easy to assume that these systems don’t need attention after installation. However, like all HVAC systems, geothermal systems require a proactive approach to maintenance. Scheduling annual checkups with a technician specializing in geothermal systems ensures that potential issues are caught early and critical components, such as heat pumps and ground loops, are functioning efficiently.

Overall, understanding the unique needs of geothermal systems is crucial for long-term performance and savings. Homeowners who stay informed about their system’s maintenance needs will be better equipped to avoid costly repairs and maximize their investment.

COMPARING GEOTHERMAL MANUFACTURERS

Geothermal is a significant investment, and you may be interested in comparing manufacturers to gain comfort with what is being offered. The following guide can help you more effectively evaluate manufacturers.

Energy Efficiency Ratings

Energy efficiency is a critical consideration when comparing geothermal systems. Efficiency is measured using two leading indicators: the Energy Efficiency Ratio (EER) and the Coefficient of Performance (COP). The higher these numbers, the more efficiently the system uses energy. Systems with higher EER and COP ratings provide more heating or cooling per unit of electricity, leading to significant savings on your energy bills. When comparing manufacturers, look for systems with EER ratings above 25 and COP ratings above 4, considered highly efficient.

Product Versatility

Geothermal systems come in different configurations, such as all-in-one, split, or hybrid systems. It’s essential to compare what each manufacturer offers based on your home’s layout and requirements. All-in-one systems provide complete heating and cooling solutions, while split systems can be paired with existing HVAC setups, offering flexibility for retrofitting or gradual upgrades. Ensure the manufacturer offers a configuration for your specific needs, whether you are building a new home or upgrading an existing one.

Durability and Lifespan

Geothermal systems are a long-term investment, so durability and lifespan are crucial factors. Look for manufacturers offering durable products with lengthy warranties on indoor components and underground loops. Geothermal loops, buried underground, can last 50 years or more, while the indoor components often last over 20 years. A manufacturer offering a strong warranty is typically a good indicator of the system’s durability and the company’s confidence in its product.

Noise Levels

Geothermal systems are generally quieter than traditional HVAC systems, but noise levels can still vary between manufacturers. If minimizing noise is important to you, compare the decibel levels of the systems offered by different brands. Systems designed with quieter compressors and advanced insulation tend to operate more silently, creating a peaceful indoor environment.

Environmental Impact

While all geothermal systems are environmentally friendly, some manufacturers place a greater emphasis on sustainability. Compare the systems’ environmental credentials by looking at their energy consumption, the type of refrigerants used, and their overall carbon footprint. Geothermal systems are inherently green because they use renewable energy from the earth. Still, some models may be even more eco-friendly using advanced refrigerants with lower global warming potential.

Maintenance Requirements

Geothermal systems are known for their low maintenance needs, but comparing the maintenance schedules and requirements recommended by different manufacturers is essential. Systems with fewer moving parts tend to require less maintenance, but it’s always a good idea to confirm what routine service is needed to keep your system running smoothly. Some manufacturers also offer service plans, which can further reduce the hassle of regular maintenance.

Precision Comfort Systems Recommendation

As the largest WaterFurnace dealer in Indiana, Precision Comfort Systems is proud to offer industry-leading geothermal solutions. Renowned for quality and reliable performance, each unit is designed with both the planet and homeowner savings in mind. We choose the WaterFurnace brand geothermal products because they care as much as we do about our customers’ experience.

CALL PRECISION COMFORT SYSTEMS: THE EXPERTS IN GEOTHERMAL

Geothermal systems are like the superheroes of home climate control—quietly providing dependable heating, cooling, and even hot water with efficiency and eco-friendly benefits. With Precision Comfort Systems, you get all the cozy warmth and refreshing coolness of traditional HVAC systems but with a gentler touch on your wallet and the planet. Our dedicated team crafts personalized solutions catering to your home’s needs. Embrace the geothermal revolution with us and find out how smart your home can be with a system that’s as kind to the Earth as it is to your family.